why me?

...and of course there's always the ongoing saga of vehicle dystopia.
me lovely little camper boiled dry 2 wks ago (sob, sob) resulting in a cracked cylinder head, and an estimated repair bill of £1025. Crap, rip-off garage still hasn't fixed it, although after a week of suffering the vagaries of public transport (including being on a bus that broke down) and cycling in this lovely rain we've been having lately, I was lent a courtesy car. Well, yesterday, somewhere between Hayle and Pz en route to the kids dental check-ups, the exhaust fell off!
Is it something I did in a former life, or what?